Potential Benefits of Financial Planning

Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it’s easier to make financial decisions and stay on track to meet your goals. A CFP® professional can help you work towards securing your financial well-being, while providing you financial confidence as you work towards reaching financial planning success.

Moving Forward with 1st Line Financial

The Next Step

Contact 508-530-3504 or email Judy Moran to schedule a day and time for your introductory meeting

Introductory Meeting

A face-to-face meeting to discern if our services will meet your needs

Discovery Meeting

We listen to your “story” and help clarify and prioritize those things you wish to achieve most in life

Plan Development

Your 1st Line team analyzes and begins to build a strategy around your personal goals. There is no one-size-fits-all approach to planning

Plan Presentation

We meet to review your plan results and discuss our initial recommendations

Implementation & Management

When needed, we help manage the execution of those recommendations as well as provide ongoing monitoring of plan success

CFP® Practitioner

Most people think all financial planners are “certified,” but this isn’t true. Anyone can call themself a “financial planner.” Only those who have fulfilled the certification and renewal requirements of CFP® Board can display the CFP® certification marks, which represent a high level of competency, ethics and professionalism. CFP® Board’s Standards of Professional Conduct require CFP® professionals to look out for your interests above their own.

  1. Education

    Unlike many financial advisors, CFP® professionals must develop their theoretical and practical knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by CFP Board.

  2. Examination

    CFP® professionals must pass the comprehensive CFP® Certification Exam, which tests their abilities to apply financial planning knowledge to real-life situations. The exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management and insurance.

  3. Experience

    CFP® professionals complete several years of experience related to delivering financial planning services to clients prior to earning the right to use the CFP® certification trademarks. This hands-on experience guarantees that CFP® professionals have practical financial planning knowledge, so you can count on them to help you create a realistic financial plan that fits your individual needs.

  4. Ethics

    When it comes to ethics and professional responsibility, CFP® professionals are held to the highest of standards, as outlined in CFP Board’s Standards of Professional Conduct. They are obliged to uphold the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence as outlined in CFP Board’s Code of Ethics. The Rules of Conduct require CFP® professionals to put your interests ahead of their own at all times and to provide their financial planning services as a “fiduciary” — acting in the best interest of their clients.

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